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Our Virtual Home Buying Options

Our Virtual Home Buying Options

While we’re all doing our current jobs of staying in place we still have Home Buying Options! Contact us today with any questions at (805) 548 2670 VIRTUAL CONSULT We will meet virtually and find out what is most important to you in buying a home, and we will share our stress-free process. BEST HOME OPTIONS […]

FIRE INSURANCE #7

FIRE INSURANCE #7

When you’ve (nearly) exhausted your options for home fire insurance, it’s time to look outside the box, or list… Some insurers don’t appear on the California Insurance Guarantee Association (CIGA) list, and these are called “surplus lines” or “non-admitted” carriers. While they lack the CIGA protection, they often have more flexible offerings and may be […]

AVOIDING FINANCIAL STRESS

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualifications you have, the lower your interest rate will be. […]

BUILD A PLAN OF ACTION AND GET READY

Buying a home will probably rank as one of the biggest personal investments one can make. Being organized and in control will contribute significantly to getting the best home deal possible with the least amount of stress. It’s important to anticipate the steps required to successfully achieve your housing goal and to build a plan […]

FINDING THE RIGHT SELLER

The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason why can help you get the price you want and help the […]

GETTING A LEGITIMATE LENDER AND GETTING PRE-APPROVED

It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today’s market, that has proven to be one of the least effective methods in landing the dream home. Most lenders can pre-qualify you for a mortgage over the phone. […]

HOT, NORMAL, AND COLD MARKETS

HOT MARKET This is an extremely competitive market and is advantageous to the seller. Sometimes, homes will sell as soon as they are listed or even before homes are listed. Typically, during a hot market, multiple offers will be made on each home and more often than not, homes will sell for more than the […]

IMPORTANCE OF INSPECTION

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying an existing home or a new one. An inspection is […]