TIPS FOR BUYERS

• AVOIDING FINANCIAL STRESS
• BUILD A PLAN OF ACTION AND GET READY
• FINDING THE RIGHT SELLER
• GETTING A LEGITIMATE LENDER AND GETTING PRE-APPROVED
• HOT, NORMAL, AND COLD MARKETS
• IMPORTANCE OF INSPECTION
• IS BUYING A HOME STILL A SMART PLAN?
• THINKING ABOUT BUYING A FORECLOSURE?
• USE A BUYER’S AGENT
• WHY YOU SHOULD NOT MAKE ANY MAJOR CREDIT PURCHASES

 

TIPS FOR SELLERS

• CONSIDERING OFFERS
• FINDING THE RIGHT AGENT
• FOR SALE BY OWNER – A GOOD IDEA?
• GETTING THE HIGHEST PRICE IN THE SHORTEST TIME
• INSIST ON A HOME INSPECTION
• KNOW WHY YOU ARE SELLING
• MAKING A GOOD FIRST IMPRESSION
• PLAN OF ACTION
• SETTING THE PRICE
• WHAT IS A SHORT SALE ANYWAY?

 

HOMEOWNER INFORMATION

• ADJUSTABLE RATE MORTGAGES – THE PROS & CONS
• ADJUSTABLE RATE MORTGAGES – THE BASICS
• CLOSING COSTS WHEN BUYING OR REFINANCING A HOME
• DOCUMENTING YOUR ASSETS – VERIFYING YOUR DOWN PAYMENT
• FICO® SCORE – A BRIEF EXPLANATION
• FICO® SCORES AND YOUR MORTGAGE
• ITEMS YOU NEED WHEN APPLYING FOR A LOAN
• LAND CONTRACT
• THE ADVANTAGES OF DIFFERENT TYPES OF MORTGAGE LENDERS
• THE BIWEEKLY MORTGAGE – WHO NEEDS IT?

 

TITLE AND ESCROW

• CLOSING AND TITLE COSTS
• CREATIVE FINANCING
• REQUIRED REPORTING TO THE I.R.S.
• STATEMENTS OF INFORMATION
• THE FUNCTIONS OF AN ESCROW
• TITLE INSURANCE – WHERE DOES YOUR DOLLAR GO?
• TITLE INSURANCE REQUIREMENTS FOR INSURING TRUSTS
• TITLE INSURA