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Call Us: (805) 548 2670
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Call Us: (805) 548 2670

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TYPES OF MORTGAGE LENDERS

MORTGAGE BANKERS Mortgage Bankers are lenders that are large enough to originate loans and...
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by bdaane

WHAT’S A FICO®?

WHAT IS A FICO® SCORE? FICO® stands for Fair Isaac & Company and is the name for the...
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by bdaane

WHERE DOES THE MONEY COME FROM FOR MORTGAGE LOANS?

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood...
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by bdaane

WHICH ARM IS THE BEST ALTERNATIVE?

How would you like a mortgage loan where you did not have to make the whole payment if you did...
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by bdaane

YOUR SAVINGS AND DOWN PAYMENT

YOUR FIRST STEP TOWARD BUYING A HOME When preparing to buy a home, the first thing many...
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by bdaane

GLOSSARY OF REAL ESTATE TERMS

A ACCELERATION CLAUSE A provision in a mortgage that gives the lender the right to demand...
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by bdaane

CLOSING AND TITLE COSTS

It’s the big day. The day you go to the title or escrow company, sign your name on the...
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by bdaane

CREATIVE FINANCING

Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive....
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by bdaane

REQUIRED REPORTING TO THE I.R.S.

Sellers of real property will have certain information regarding the sale reported to the...
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STATEMENTS OF INFORMATION

WHAT’S IN A NAME? When a title company seeks to uncover matters affecting title to real...
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by bdaane

THE FUNCTIONS OF AN ESCROW

Buying or selling a home (or other piece of real property) usually involves the transfer of...
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by bdaane

TITLE INSURANCE – WHERE DOES YOUR DOLLAR GO?

Title Insurance: As a homebuyer, the term is probably familiar - but is it understood? What is...
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by bdaane

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