When youâve (nearly) exhausted your options for home fire insurance, itâs time to look outside the box, or list⊠Some insurers donât appear on the California Insurance Guarantee Association (CIGA) list, and these are called âsurplus linesâ or ânon-admittedâ carriers. While they lack the CIGA protection, they often have more flexible offerings and may be the best solution. If you consider...
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