FIRE INSURANCE #7

When you’ve (nearly) exhausted your options for home fire insurance, it’s time to look outside the box, or list… Some insurers don’t appear on the California Insurance Guarantee Association (CIGA) list, and these are called “surplus lines” or “non-admitted” carriers. While they lack the CIGA protection, they often have more flexible offerings and may be the best solution. If you consider going with a surplus line carrier, make sure to investigate the overall financial strength by checking A.M. Best at www.ambest.com or a similar service. The professionals at The Avenue always have your best interests on our minds! Call us when you’re ready to buy or sell, throughout San Luis Obispo county.